Everyday money saving tips

Here are some tips from around the world, from people that found them tried and tested. You might already know some of these, but maybe you’re not actually using them? And many tips will be quite new to you. Make use of them and start saving money now!

• If you go shopping for food, make sure you eat first. It is never a good idea to go food shopping on an empty stomach. Why? Because you’ll always end up buying more than you’d originally planned. Hunger does that to people.
• If you smoke, give up smoking! Why? Because every cigarette pack costs a lot in the large scheme of things. And if you smoke at least a pack a day, you’re in for a big surprise when you start counting the money you give out every year for your smoke. Some people reported a saving of over $3000 a year only from not buying cigarettes anymore.
• When driving your car, drive evenly and don’t accelerate unnecessarily. Don’t off quickly from a start, because hard accelerating drains your gas tank quite fast. Make sure to keep a constant speed during long distance driving.  If you have a car with cruise control, use it to regulate speed. This is one of the biggest fuel savers around.
• If you have family or friends living abroad, start using VoIP to call them real cheap. If they also have internet access, you can speak for free as long as you both install software like Skype, or something similar. If you have to call them on their cell or their landline, talking VoIP is still way cheaper than calling them from your regular phone.
• Lower your gas and electricity bills by shopping around and switching to a cheaper provider. Also make sure you read the meter every time you receive your bills. It has been known for people to get wrong numbers instead of what they actually consumed.

These are just a few of the many ways you can save money everyday. Keep checking back as most tips on money saving will be posted regularly.

Save Money at Home

There is much you can do for saving money in your own home. And as we all know, every bit counts. From saving on electricity, to saving on water, to saving money on home made sandwiches, it ads up. Studies have shown that a family of 4 can save around $200 a month only from these small things around the house only. Put this together with other types of savings you are learning here, and you will find yourself over the hurdle in no time!

Did you know that home made food costs usually less than food bought? If you make sandwiches to your kids to take to school with them instead of giving them money to buy their own, you will save money. Five times a week adds up indeed. Make them some delicious sandwiches that they will eagerly eat, and they will never ask for food money again.

Don’t forget yourself out of the picture!  You have to eat during the day as well, right? Prepare in the night, or early in the morning sandwiches for the whole family, and if you count everything you put in it, you will find that you will save per day at least a good $5, if not more. Now add that to 5 working days a week, and that’s a nice chunk of $100 every month. Count that up for a year, and start putting that $100 a month in the bank for darker days.

So from now on start looking around your own home for ways to save money. See everything from a new perspective, like seing from a different pair of eyes. Don’t take anything for granted, and you will start noticing things you haven’t until now, and you will be glad you did, as this will allow you to truly save money at home!

Money saving with coupons

Saving money doesn’t need to always be on a grand scale. Believe me, every tiny bit helps. I’ve been there, done that, and finally got out of it alive and well. So you can do it too.

One of the things I learned early enough to do is to hunt for coupons online and offline.

For offline coupon, check out your newspapers. If you’re not sure where the coupons are, definitely buy the Sunday newspaper, in most countries all over the world, coupons are included there. Take your scissors and cut out your coupons. Even those that you think you’ll never use. The main idea here is to have as many coupons in one place, so when there is a big sale somewhere, you have all your coupons ready to go and use!

You could do this with your whole family. Everybody has different hobbies, interests, tastes, etc. Some family members might want to use coupons that you’d gladly overlook.

For online coupons, there are several websites that offer just that: coupons for saving at most of the online stores.

For example, this is how many people get discounts at Godaddy, Namecheap, etc, where they can buy a domain for a year with at least $1 or 2 discount of the regular price.

My personal favorite, this is how I got some really great 20% coupons for Amazon purchases when I went to college and I had to pay for my tuition books. And trust me, tuition books ARE expensive! You can save a lot when using online coupons. One of the main sites I regularly use for coupons is Retail Me Not. Make sure you keep checking it at least on a weekly basis,  you will save lots!